Our Policies
Transparency and compliance are at the heart of everything we do.
Privacy Policy
Learn how we collect, use, and protect your personal information.
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Terms & Conditions
Read our terms of service and user agreement.
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Fair Practices Code
Our commitment to fair lending practices as per RBI guidelines.
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Grievance Redressal
How to file and resolve complaints with our support team.
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Collection Policy
Our ethical debt recovery and collection practices.
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Data Deletion
Request deletion of your account and personal data.
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KreditCall is powered by Usha Financial Services Limited, an RBI-registered NBFC. All our policies comply with RBI Digital Lending Guidelines and applicable laws.